Real People, Real Results

See how others have successfully overturned their insurance denials using our free tool.

$115,950+
Total Saved by Featured Users

I was devastated when UHC denied my knee surgery after waiting 6 months. This tool generated a letter citing California law and a winning case. They reversed the denial in 11 days! I cried happy tears.

Sarah M.
Los Angeles, CA • vs. UnitedHealthcare
$14,200
Recovered
Denial: Knee surgery denied as not medically necessary
Result: Denial reversed in 11 days using DMHC Independent Medical Review

After 3 months of fighting Anthem on my own with no results, I used this free tool. The AI letter was honestly better than what I think a lawyer could write. Referenced Texas law and everything.

James R.
Houston, TX • vs. Anthem
$8,750
Recovered
Denial: MRI denied as not medically necessary
Result: Approved after peer-to-peer review within 2 weeks

Cigna denied my son's ABA therapy. The AI letter cited the Mental Health Parity Act, which I had never heard of. The one-click email made it so easy. We won the appeal and Cigna covered 6 months retroactively!

Maria L.
Brooklyn, NY • vs. Cigna
$22,000
Recovered
Denial: Behavioral therapy denied - Mental Health Parity violation
Result: Full 6 months retroactive coverage approved

Simple and incredibly fast. Uploaded my denial letter, clicked generate, and had a professional appeal letter with Florida law citations in 45 seconds. Aetna approved without even requiring a second call.

David K.
Miami, FL • vs. Aetna
$5,400
Recovered
Denial: Physical therapy sessions denied after 10 visits
Result: Additional 20 sessions approved within 10 days

BCBS said my lab work was a duplicate. The AI identified that the CPT codes were completely different and generated a letter proving they were separate services. Resolved in just 1 week.

Lisa T.
Columbus, OH • vs. BCBS
$3,200
Recovered
Denial: Lab work flagged as duplicate claim
Result: Reprocessed and paid within 7 days

The nearest in-network endocrinologist was 180 miles away. The appeal letter cited network adequacy requirements under Arizona law. Humana granted a single-case agreement and paid the full amount.

Robert P.
Phoenix, AZ • vs. Humana
$12,600
Recovered
Denial: Out-of-network specialist visit denied
Result: In-network exception granted retroactively

Kaiser called a standard spinal fusion "experimental." The AI letter cited FDA approval, NASS guidelines, and a similar winning case. The external review panel overturned the denial unanimously.

Jennifer W.
Seattle, WA • vs. Kaiser
$42,000
Recovered
Denial: Spinal fusion surgery denied as experimental
Result: Approved after external review overturned denial

Cigna pre-authorized my procedure, then retroactively denied it! The AI letter cited Wilson v. Cigna (2023) which held that retroactive denial after pre-auth is bad faith. They paid in full.

Michael C.
Chicago, IL • vs. Cigna
$7,800
Recovered
Denial: Pre-authorization retroactive denial
Result: Full payment after citing Wilson v. Cigna

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